Protection for you & yours

Up to $3,500 of Layoff Insurance

Sign up for Layoff Insurance while you have a full-time job, and after 90 days, you’re eligible for up to $3,500 if you’re laid off.

This money is on top of any state unemployment you receive. You can spend it on whatever you want, and you don’t pay it back.
Up to $6,000 of life insurance

Get $1,000 of life insurance without a medical exam.

This benefit payment can be used by the beneficiaries of your choosing (kids, parents, spouse, partner, friend, Instagram-famous pet, whoever is financially dependent on you) for whatever they want, with no restrictions. You’ll also have the chance to earn an extra $5k in the app by reading wellness articles and participating in other quick self-care exercises.

Common uses include funeral costs, medical bills, or existing debt if you die while the policy is active.
$10,000 of Accidental Death & Dismemberment

Have peace of mind in knowing you and your loved ones will have additional funds if you’re hurt badly or die while on the job.

68% of U.S. families go bankrupt within 3 months of losing the primary earner, and this benefit payment can be used by yourself or your beneficiaries on whatever is needed. No medical exam is required, but you must be between the ages of 18 and 62 and be a Quil member for at least 60 days.

Human help when you need it

Housing counseling

Whether you’re a homeowner or a tenant, rejoice! We’ll help you access government-approved housing services. Your rent or mortgage is usually your largest expense and stressor, and counselors are here to help in every capacity.

Homeowners
- Foreclosure intervention + default counseling
- First-time homebuyer education courses
- Reverse mortgage (HECM) counseling
Renters & Tenants
- Counseling/understanding your lease
Credit counseling

Money is a very personal subject, and you’ll work one-on-one with credit counselors who will focus on you getting out of debt faster and with lower monthly payments.

These credit counseling sessions will include strategies to reduce monthly expenses and get back to making savings a priority whether you’re dealing with student loans, medical bills, or paying off an extensive sneaker collection. It’s a judgment-free zone.
Debt counseling

Work smarter, not harder, with debt counseling that offers a simple, safe, and effective way to pay off credit card balances without another loan.

Your customized action plan can:
- Reduce your interest rates from an average of 22% down to just 8%
- Reduce monthly payments by an average of $135 a month
- Eliminate credit card debts (the safe way) in an average of 42 months

Rx Benefits

Save up to 87% on medications at up to 67,000 pharmacies nationwide with Quil’s Rx benefits for the insured, uninsured and underinsured.

Get pricing transparency in a convoluted and expensive medical system with an easy online comparison real-time search tool, so you know you’re getting the best deal possible. This can be used by every member of the family, including pets.
24/7 Well-Being Advisor

Build better wellness habits in your life with yoga, journaling & more. ⁠

⁠A reserve of weekly content focuses on your financial, physical and mental health to help you focus on self-care in every aspect of your life.
$1 a week benefits

Whether you’re looking for family dental, vision, or teletherapy or telemedicine, we’ve got you covered for a mere $1 a week. Check out our suite of affordable benefits powered by Avibra.